Auto Insurance

Feb 21 2012 Published by under Car Insurance

Learn the basics about auto insurance in a flash. Hear from a one of the nation’s top insurance advisors who will explain why auto insurance is so important, help demystify the auto insurance process and quickly provide you with a good understanding of important insurance terms and concepts. www.lifehappens.org

Expand the description and view the text of the steps for this how-to video. Check out Howcast for other do-it-yourself videos from Dynamic and more videos in the Car Insurance category. You can contribute too! Create your own DIY guide at www.howcast.com or produce your own Howcast spots with the Howcast Filmmakers Program at www.howcast.com Follow these helpful hints before you sign on the dotted line. To complete this How-To you will need: A credit report Knowledge of local law Careful consideration Competing quotes Extra coverage A credit report Knowledge of local law Careful consideration Competing quotes Extra coverage Step 1: Check your credit Check your credit report for errors. Insurance companies use your credit rating to help determine your rate. Tip: Request a copy of your credit report by logging onto annualcreditreport.com or by calling 1-877-322-8228. You are entitled to one free copy per year. Step 2: Obey the law Find out the minimum car insurance required by law on your state’s Department of Insurance web site. Tip: Only New Hampshire and Wisconsin don’t require car insurance. But since they do require people to pay for accidents they cause, many people carry it anyway. Step 3: Consider more liability coverage Consider buying more liability insurance than your state requires. Consumer groups recommend a minimum of 0000 for injuries per person, 0000 per accident, and 0000 in property-damage liability. Tip: Most American car insurance does not

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46 responses so far

  • Ivan says:

    call me to do a search of all major companies one call 12 companies 5 minute get the best quote my number 6098474479

  • Jeff says:

    Really great and informative video

  • Richard says:

    If you got any questions about Insurance call 888-653-3579 and someone will assist you in your Insurance needs even if you just want to ask a question call and speak to a live representative

  • Eddie says:

    Excellent presentation. Many thanks.

  • Pedro says:

    Allstate Auto Insurance – Save 45% or more, just call 1-888-873-0026

  • Clarence says:

    Words are as good as the person they come out of. These are insurance companies and they make billions not out of the goodness of their hearts, but what comes our of their mouths. A promise in court is as good as a promise stopping a bullet. Do your research and have it all in writing and ask questions!!!!!! Ask about the difference in coverages. They are trying to keep you from getting the better deal.

  • Seth says:

    So, when this was all happening, I asked why was I never told this about the additional coverage’s being so cheap. Their answer was, and this is no joke…..”We are not required to advise you of any additional coverages.” And this was from a huge and well respected Southern California insurer that loves to play up the “family values” it upholds in their lovely magazine. You know who they are.

  • TheodoreFernandez says:

    Then the agent is so sympathetic as to why you did not get the additional coverage of $200,00 for only $200 a year more. “Then you watch your life savings go away into the hands of an attorney. You insurer saved $200,000 and only was short of their premium by $200. Yes they made less money ($200) but saved $175,000. That is how they really work Don’t believe me? I was a victim of one!!!!

  • Jimmy says:

    The funny part is that they are not required to tell you that. They cannot lie to you, but they will not offer it to you. You must ask for it. When you ask the agent, if you are fully covered, their answer is always “Yes.” Yes, you are fully covered, as per the law. Which is the bare minimum. So you’ve left their office thinking you are “fully covered” and then you get in an accident with damages $100,000+ This is about the time when the agent wonders why you only had $25,000 coverage.

  • Arthur says:

    Here are the facts. Auto insurance companies take a premium and agents make a commission. Here’s the tricky part. They want you to pay the most and get paid out the least. How else would the same company insure you and pay you? That is like dealing with a schizophrenic, but that is what they are like. Two different person altogether. For example, you pay $1,000 per year for $25,000 coverage. But you will not be told that for $200 extra, you can get $200,000 coverage.

  • Fred says:

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  • Bill says:

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  • Lee says:

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  • Seth says:

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  • FranklinBurton says:

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  • Ruben says:

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  • Bruce says:

    great video

  • Lewis says:

    Liability Insurance must be proved in my state before registration is renewed.

  • Raymond says:

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  • Fernando says:

    How in tarnation are those four damn states too cool enough to carry any liability….My blood is ah boilin’

  • Leon says:

    Government Insurance.

    Nevada Insurance: 10 Million people x $50month
    New York Insurance: 25 Million x $50 month
    California Insurance: 30 Million x $50 month
    Texas Insurance: 20 Million x $50 month
    Kansas Insurance: 15 Million x $50month
    Colorado Insurance: 20 Million x $50 month
    South Carolina Insurance: 15 Milion x $50

    Et Cetera

  • Alan says:

    B.S you do need insurance for everthing here in wisconsin!

  • Adam says:

    Its shit, insurance is expensive and a piss take.

    Heres my rant on my blog – theeyesofjohn.blogspot.com

    Have a look if you want, comment too, feedbacks good. :)

  • Craig says:

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  • Herman says:

    full coverage less than 700/yr (- careerstarts. info -)

  • Jason says:

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  • Hugh says:

    the best way to buy insurance online its so easy i actually purchased my car through Carshen.com and they help me so much that was such a great site i tell everyone about it

  • Claude says:

    great video

  • Matthew says:

    guys how many bills do cars take because i want to buy a car and how much do you pay every month for your car insurance or every year i want intelagents xD

  • Gordon says:

    Nice graphics. Good flow. To the point.

  • Edgar says:

    Nice graphics. Good flow. To the point.

  • Johnny says:

    Nice graphics. Good flow. To the point.

  • LouisPowell says:

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  • Jessie says:

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  • Jeremy says:

    That Website is outdated in this video i found better website that is just been updated in 2010 containing all the latest tips and ideas to get cheaper car insurance.To get latest 2010 tips to save money on your car insurance today go to moneyexpertsteam.blogspot.com.It saved me nearly £469.87.Go to moneyexpertsteam.blogspot.com now!! Save the pounds and notes now!!!

  • Alexander says:

    Insurance must be Government.

    Nevada Insurance: 10 Million people x $50month

    New York Insurance: 25 Million x $50 month

    California Insurance: 30 Million x $50 month

    Texas Insurance: 20 Million x $50 month

    Kansas Insurance: 15 Million x $50month

    Colorado Insurance: 20 Million x $50 month

    South Carolina Insurance: 15 Milion x $50

    Et Cetera

  • Mitchell says:

    Have your ever try TOPPARKED COM for an auto insurance FREE quotes comparion analysis ?

  • Jose says:

    Just pick the Insurance company that Least Dominates Your area. Otherwise there is a good chance you will hit or be hit by someone with the SAME Insurance Co..and they will screw YOU over. just saying

  • Danny says:

    Anyone have an increase in car insurance this year, 2010? Even with a good record and same insurance company for years?  We have Allstate around 20 years, nothing on our record. Raised our car insurance 25 percent, they said everybody’s went up. What? In this economy? Now Paying 450 bucks for 6 months on two cars that are 1995 and 1997. Liability. 100 deductible. We are in our late 40′s live in California.

  • Duane says:

    Very informative video and put together well. Learn secrets here.
    howtobuycarinsurance(dot)org

  • Joshua says:

    I think Allstate is the way to go! Call them at 1-888-384-6096!

  • Edgar says:

    Dosn`t matter if you’re looking for a cheaper rate or a different coverage plan altogether, we can help

  • Shane says:

    If it were me, I’d skip the step about credit report. Just get free quotes and go from there.

    bestdallasautoinsurance (dot) com

  • Brian says:

    fuck thats great but your fucked when or if u get hit….Xo

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